牌照额度证券化的可行性研究（2种模式）
<p><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">前言：大家好，我是爱骑摩托车的刘律，现一共</span><span style="font-family:Calibri">12</span><span style="font-family:宋体">张沪</span><span style="font-family:Calibri">C</span><span style="font-family:宋体">额度，我个人的资产分配基本上等分三份，一份为牌照额度，一份为股票、一份为闲置资金。</span></span></p><p><span style="font-family: 宋体;font-size: 16px"> </span></p><p><span style="font-family: 宋体;font-size: 16px">如果让我再购买牌照额度，真的有点力不从心，那么</span><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px">如何降低购买额度的风险，并使额度升值呢？</span></p><p><span style="font-family: 宋体;font-size: 16px"> </span></p><p><span style="font-family: 宋体;font-size: 16px">我想到两种牌照额度资产证券化的模式，和大家交流。</span></p><p><span style="font-family: 宋体;font-size: 16px"> </span></p><p><strong><span style="font-family: 宋体;font-size: 16px">关键词</span></strong><span style="font-family: 宋体;font-size: 16px">：牌照额度、资产证券化、杠杆</span></p><p><span style="font-family: 宋体;font-size: 16px"> </span></p><p><span style="font-family: 宋体;font-size: 16px"> </span></p><p><strong><span style="font-family: 宋体;font-size: 16px;background: rgb(255, 255, 0)"><span style="font-family:宋体">一、前提与举例</span></span></strong></p><p><strong><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px"><span style="font-family:宋体">本篇文章有</span><span style="font-family:Calibri">3</span><span style="font-family:宋体">个前提：</span></span></strong></p><p><span style="font-family: 宋体;font-size: 16px"><span style="font-family:Calibri">1</span><span style="font-family:宋体">、牌照额度</span><span style="font-family:Calibri">zc</span><span style="font-family:宋体">不变；</span><span style="font-family:Calibri">2</span><span style="font-family:宋体">、买卖或租赁额度合法； </span><span style="font-family:Calibri">3</span><span style="font-family:宋体">、完全市场经济，没有“看得见的手”参与。</span></span></p><p><strong><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px"> </span></strong></p><p><strong><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px"><span style="font-family:宋体">本篇文章以黄</span><span style="font-family:Calibri">C</span><span style="font-family:宋体">为例：</span></span></strong></p><p><span style="font-family: 宋体;font-size: 16px"><span style="font-family:Calibri">1</span><span style="font-family:宋体">、假设黄</span><span style="font-family:Calibri">C</span><span style="font-family:宋体">为</span><span style="font-family:Calibri">200000</span><span style="font-family:宋体">元；</span><span style="font-family:Calibri">2</span><span style="font-family:宋体">、租金为</span><span style="font-family:Calibri">8000</span><span style="font-family:宋体">元</span><span style="font-family:Calibri">/</span><span style="font-family:宋体">年，则年回报率为</span><span style="font-family:Calibri">4%</span><span style="font-family:宋体">；</span><span style="font-family:Calibri">3</span><span style="font-family:宋体">、以竞速论坛公布的当天额度价格作为市场价。</span></span></p><p><span style="font-family: 宋体;font-size: 16px"> </span></p><p><span style="font-family: 宋体;font-weight: bold;font-size: 16px;background: rgb(255, 255, 0)">二、</span><strong><span style="font-family: 宋体;font-size: 16px;background: rgb(255, 255, 0)"><span style="font-family:宋体">优劣分析</span></span></strong></p><p><br/></p><p><span style="font-family:宋体;font-weight:bold;font-size:16px">1、</span><strong><span style="font-family: 宋体;font-size: 16px">牌照额度的优势</span></strong></p><p><strong><span style="font-family: 宋体;font-size: 16px"> </span></strong></p><p><span style="font-family: 宋体;font-size: 16px">1、</span><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">年回报率超过银行定期理财；</span><span style="font-family:Calibri">2</span><span style="font-family:宋体">、不增发；</span><span style="font-family:Calibri">3</span><span style="font-family:宋体">、变现快。</span></span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: Calibri;font-size: 16px"> </span></p><p style="margin-left:0;text-indent:0"><span style="font-family:宋体;font-weight:bold;font-size:16px">2、</span><strong><span style="font-family: 宋体;font-size: 16px">牌照额度的痛点</span></strong></p><p><strong><span style="font-family: 宋体;font-size: 16px"> </span></strong></p><p><span style="font-family: 宋体;font-size: 16px">1、</span><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">必须要有户口才可购买，并且</span><span style="font-family:Calibri">1</span><span style="font-family:宋体">人名下只能</span><span style="font-family:Calibri">2</span><span style="font-family:宋体">张；</span><span style="font-family:Calibri">2</span><span style="font-family:宋体">、每年卖车过户次数只有</span><span style="font-family:Calibri">2</span><span style="font-family:宋体">次；</span><span style="font-family:Calibri">3</span><span style="font-family:宋体">、价格过高，很多人不舍得购买。</span></span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: Calibri;font-size: 16px"> </span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px">市场经济的底层逻辑就是</span><span style=";font-family:宋体;color:rgb(45,84,160);font-size:16px">供需关系</span><span style="font-family: 宋体;font-size: 16px">，</span><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px">那么如何增加需求，并解决痛点</span><span style="font-family: 宋体;font-size: 16px">，就是这个模式的关键。</span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"> </span></p><p style=";text-align:justify;text-justify:inter-ideograph"><strong><span style="font-family: 宋体;font-size: 16px;background: rgb(255, 255, 0)"><span style="font-family:宋体">三、两种模式的介绍</span></span></strong></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"> </span></p><p style=";text-align:justify;text-justify:inter-ideograph"><strong><span style="font-family: 宋体;font-size: 16px"><span style="font-family:Calibri">1</span><span style="font-family:宋体">、做市商模式（基金模式）</span></span></strong></p><p style=";text-align:justify;text-justify:inter-ideograph"><strong><span style="font-family: Calibri;font-size: 16px;background: rgb(255, 255, 0)"> </span></strong></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">以我举例，我作为有信誉的做市商，以现持有的</span><span style="font-family:Calibri">12</span><span style="font-family:宋体">张额度作为本金，将</span><span style="font-family:Calibri">1</span><span style="font-family:宋体">张</span><span style="font-family:Calibri">200000</span><span style="font-family:宋体">元的额度分为</span><span style="font-family:Calibri">20</span><span style="font-family:宋体">份，也就是</span><span style="font-family:Calibri">1</span><span style="font-family:宋体">份为</span><span style="font-family:Calibri">10000</span><span style="font-family:宋体">元。</span></span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px">投资者</span><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px">可以购买份额并做登记但不做实体上的交割</span><span style="font-family: 宋体;font-size: 16px">，（这里直接就突破了户口、张数、交易次数的限制，以及解决额度价格过高的问题），交易时作为做市商适当收取手续费。</span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px">投资者买入或者卖出的价格以竞速论坛当日公布的价格为准。持有份额的时间计算租金的收益，</span><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px">在完成交割后支付投资者这段时间的租金</span><span style="font-family: 宋体;font-size: 16px">。</span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px">当投资者增加，则另行购买额度。</span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: Calibri;font-size: 16px"> </span></p><p style=";text-align:justify;text-justify:inter-ideograph"><strong><span style="font-family: 宋体;font-size: 16px"><span style="font-family:Calibri">2</span><span style="font-family:宋体">、庄家模式（杠杆模式）</span></span></strong></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px">这个模式，其实我是接下去想尝试的模式。</span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"> </span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">以我举例，假设我现在持有闲置资金</span><span style="font-family:Calibri">100</span><span style="font-family:宋体">万，最多只能购买</span><span style="font-family:Calibri">5</span><span style="font-family:宋体">张沪</span><span style="font-family:Calibri">C</span><span style="font-family:宋体">额度。那么作为有信誉并有资产担保的人，我可以和一人或多人</span></span><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px">合伙共同购买</span><span style="font-family: 宋体;font-size: 16px"><span style="font-family:Calibri">1</span><span style="font-family:宋体">张沪</span><span style="font-family:Calibri">C</span><span style="font-family:宋体">，假设合伙人出</span><span style="font-family:Calibri">10</span><span style="font-family:宋体">万元，则</span><span style="font-family:Calibri">100</span><span style="font-family:宋体">万元直接可以购买</span><span style="font-family:Calibri">10</span><span style="font-family:宋体">张沪</span><span style="font-family:Calibri">C</span></span><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px">（资产经过杠杆直接翻倍）</span><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">，我和合伙人的所有权比例为</span><span style="font-family:Calibri">50%</span><span style="font-family:宋体">。</span></span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px">牌照租金还是按照投资比例进行分配。</span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"> </span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">但这个条件恐怕并不诱惑。如果我作为庄家看好后市，或者为了抢占更多份额，我可以和合伙人约定，</span><span style="font-family:Calibri">3</span><span style="font-family:宋体">年后如果额度跌价，我作为庄家补差价或者直接回购</span></span><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px"><span style="font-family:宋体">（设定</span><span style="font-family:Calibri">3</span><span style="font-family:宋体">年的封闭期）</span></span><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">。但是因为作为庄家承担了更多的风险，在牌照上涨后的增值部分我占</span><span style="font-family:Calibri">70%</span><span style="font-family:宋体">的比例。</span></span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: Calibri;font-size: 16px"> </span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">在</span><span style="font-family:Calibri">3</span><span style="font-family:宋体">年封闭期内，合伙人</span></span><strong><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px">禁止</span></strong><span style="font-family: 宋体;font-size: 16px">退出，但可以找其他人进行</span><strong><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px">转让份额，作为庄家我可以决定卖，但是双方可以约定市价必须超过250000元才能卖</span></strong><span style="font-family: 宋体;font-size: 16px">。</span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"> </span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">以上只是以</span><span style="font-family:Calibri">1</span><span style="font-family:宋体">人占</span><span style="font-family:Calibri">50%</span><span style="font-family:宋体">进行假设，如果多人，则<span style="font-size: 16px; font-family: 宋体; color: rgb(255, 0, 0);">杠杆倍数直接翻倍提高</span>。</span></span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"> </span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">因为黄</span><span style="font-family:Calibri">C</span><span style="font-family:宋体">总数量就为</span><span style="font-family:Calibri">16000</span><span style="font-family:宋体">左右，那么作为庄家我手上的额度占有总量的一定比例，那么极大可能操纵市场。</span></span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px;background: rgb(255, 255, 0)"> </span></p><p style=";text-align:justify;text-justify:inter-ideograph"><strong><span style="font-family: 宋体;font-size: 16px;background: rgb(255, 255, 0)"><span style="font-family:宋体">四、总结与展望</span></span></strong></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px">追涨杀跌是人贪婪的本性，特别是虚拟的金融产品，涨幅越快，追进来的人就越多。</span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px">正所谓熊市出妖股，当经济大环境不好，实体产业做啥啥赔钱，</span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"><br/></span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px">有钱的老板为什么不投点</span><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px">有稳定的分红</span><span style="font-family: 宋体;font-size: 16px">的</span><strong><span style="font-family: 宋体;font-size: 16px;background: rgb(255, 255, 0)"><span style="font-family:宋体">“刘氏沪牌额度混合基金</span><span style="font-family:Calibri">A</span><span style="font-family:宋体">”</span></span></strong><span style="font-family: 宋体;font-size: 16px">呢？</span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"> </span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px">哈哈，以上只是我的假设，<span style="font-family: 宋体; font-size: 16px; color: rgb(255, 0, 0);">请当笑话听过算过</span>，这样的金融创新，大家觉得</span><strong><span style="font-family: 宋体;color: rgb(255, 0, 0);font-size: 16px">刑不刑</span></strong><span style="font-family: 宋体;font-size: 16px">呢？</span></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 16px"><br/></span></p><p style=";text-align:justify;text-justify:inter-ideograph"><font face="宋体">我vx：15921812876，欢迎交流</font></p><p style=";text-align:justify;text-justify:inter-ideograph"><span style="font-family: Calibri;font-size: 16px"> </span></p><p><br/></p><link rel="stylesheet" href="//bbs.591moto.net/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_kFe" id="wcn_editor_css"/> 就这么大个盘子，收益率已经很好了，就别想着系统性的整了，搞大了就得禁摩了https://wap.591moto.com/public/emotion/face_wulian.png 翡翠白菜 发表于 2024-01-31 01:28就这么大个盘子，收益率已经很好了，就别想着系统性的整了，搞大了就得禁摩了
哈哈哈，瞎写写 翡翠白菜 发表于 2024-01-31 01:28
就这么大个盘子，收益率已经很好了，就别想着系统性的整了，搞大了就得禁摩了
搞大了我觉得不是禁摩，是要坐牢了https://wap.591moto.com/public/emotion/face_jizhi.png非法吸收公众存款 这是想集体坐庄分红啊 你自己都说邢不邢了https://wap.591moto.com/public/emotion/face_043.png有点jz的味道 风浪越大鱼越贵https://wap.591moto.com/public/emotion/face_wangchai.png 哈哈，这年头搞啥都绕不开颜色系，特别是容易擦边的，不然很容易踩缝纫机 <p>你的这点资金还是只吃这点资金所占资产比例的收益（租金和升值），不像证券的杠杆是利益放大损失也会放大，不太一样，没啥意义，只是降低了进入门槛，可以把单张牌照让多人合资购买</p><link rel="stylesheet" href="//bbs.591moto.net/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_kFe" id="wcn_editor_css"/> 楼主意不在帖子内容要得出所以然，志同道合的人真难得https://wap.591moto.com/public/emotion/face_043.png12张牌照的立升是基础https://wap.591moto.com/public/emotion/face_043.png 别折腾了哥，风险率太高